This tool details the Bank, Issuer and Card Type to which an issuer belongs. This information is for informational purposes only.
The length is 6 numbers: 373109, 400954, ...
It is useful for merchants who offer their customers the card payment service and want to check if a BIN is real; it also adds information such as bank, country and card type, among other additional details.
The BIN is on all credit and debit cards; it is the first 6 digits of your card number. The next 10 digits are assigned by the bank to add security to your money.
For example, MasterCard provides an API at no cost to verify the BINs they issue, in order to avoid fraud or unauthorized transactions.
Also known as Issuer Identification Number (IIN), the Bank Identification Number (BIN) is a unique number that is assigned to every bank in the world so that its issued credit or debit cards can perform transactions in the global banking network.
Each digit has its meaning, for example, the first digit represents the industry to which it belongs: airlines, bank or travel. The other 5 digits represent the bank to which it belongs and also tells us if it is debit, credit or prepaid.
As mentioned above, the BIN is the 1st 6 digits of a credit or debit card number. It is that number that is printed on the front of the plastic and it usually has 16 digits, but there are a few cases in which it can have between 13 and 18 digits.
It is a BIN that does not belong to any banking institution; it can also be part of all those BINs that, due to the policies of a particular bank, have made the decision to stop using it; in this sense, when a client reaches the renewal date of his card, the bank assigns him another BIN.
These BINs are no longer valid in the financial system and therefore no transactions can be made with them.
Remember that BINs are used to identify the bank that issued the card; therefore, when a credit card is used to make an online purchase, the BIN is sent along with the credit card number, expiration date and, if necessary, the CVV code to confirm that it is a legitimate card from a real bank and to route the transaction to debit the customer's account.
The BIN is only used to identify the bank that issued the card, so it is not the one that holds the "money".
The important question here is whether or not the BIN is a valid BIN and whether or not it is in use.
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