15 Best U.S. Travel Credit Card from 15 Banks 2022

june 20, 2022.

Adventure is out there, and we can help you find it. These cards can get you closer to your next vacation.

Offers both convenience and flexibility to fit your lifestyle.

Capital One

Earn 75,000 Bonus Miles once you spend $4,000 on purchases within the first 3 months from account opening.

Venture Rewards

  • Annual Fee: $95
  • Credit Score: Excellent
  • Regular APR: 16.24% - 24.24%
  • Penalty Fees: Up to $40

Apply Now On Capital One's website

American Express

Earn 100,000 Bonus Points after you spend $1,000 in purchases on the Hilton Honors Card in the first 3 months of Card Membership.

Hilton Honors Card

  • Earn 100,000 Hilton Honors Bonus Points
  • No Annual Fee
  • Regular APR: 17.24% to 26.24% variable
  • Earn 7X points on Hotels & Resorts
  • Earn 5X points on Dining
  • Earn 5X points on Groceries
  • No Foreign Transaction Fees
  • Car Rental Loss and Damage Insurance
  • Global Assist® Hotline
  • Fraud Protection

Apply Now On American Express's website

Bank of America

One of the best travel reward cards: 25,000 online bonus points offer (a $250 value) and earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time.

Travel Rewards Credit Card

  • No annual fee and no foreign transaction fees
  • 3,300+ customer reviews
  • APR: 14.74% to 24.74%
  • No expiration on points
  • Balance Transfer Fee: 3% (min. $10)
  • No blackout dates
  • Contactless Chip Technology

Apply Now On Bank of America's website


This product is available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months.

Earn 75,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Southwest Rapid Rewards

  • Earn 2X points per $1
  • APR: 16.74%–23.74%
  • Anual Fee: $69 applied to first billing statement.
  • 2,550+ customer reviews
  • 3,000 anniversary points each year.
  • 2 EarlyBird Check-In® each year
  • 25% back on inflight purchases.
  • Bags fly free
  • No change fees.
  • Redeem your points for flights, hotel stays, car rentals, gift cards, access to exclusive events, and merchandise.
  • Purchase Protection
  • Baggage Delay Insurance

Apply Now On Chase's website


Discover the world while earning. Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening.

American Airlines AAdvantage

  • No Annual Fee
  • APR: 16.74% to 25.74%
  • 25% Savings on Inflight Food and Beverage Purchases
  • 2X at Grocery Stores
  • 2X on eligible American Airlines Purchases
  • 1X on All Other Purchases
  • Earn 1 Loyalty Point

Apply Now on Citi's website


Earn 30,000 Bonus Miles after you make $3,000 in purchases during the first 3 billing.

Premier Traveler

  • Earn 2 miles for every $1 in purchases[
  • Introductory $0 annual fee for the first year, then $85
  • Purchase & Balance Transfer APR: 16.74%
  • Cash Advances APR: 16.74%
  • Penalty APR: 29.74%
  • You may also redeem miles for travel-related gift cards or for cash
  • Virtually no limit to the number of miles you can earn.
  • No foreign transaction fees on purchases made abroad
  • Minimum Interest Charge: $1.50
  • VIP Guest status
  • Travel & Emergency Assistance Services
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Plus other cardmember-only benefits

Apply Now on PNC's website

Wells Fargo

Get 2 reward nights worth $250 total (max $125 per night) when you spend $1,000 in purchases in the first 3 months.® Rewards

  • $0 Annual Fee
  • APR: 15.74% to 23.74%
  • APR for Balance Transfers: 15.74% to 23.74%
  • APR for Cash Advances: 25.49%
  • Minimum Interest Charge: $1
  • Collect stamps when you spend & stay
  • Collect 10 stamps & get 1 reward night
  • No foreign currency conversion fee
  • Cell phone protection
  • Trip cancellation and interruption

Apply Now on Wells Fargo's website


The benefits of any way to travel; turn the Miles into cash or get credit on your statement for your travel purchases.

Travel Credit Card

  • No annual fee
  • 1.5X Miles on every dollar of every purchase
  • Bonus Miles your first year with Discover Match®
  • 99% nationwide acceptance
  • Use Miles at checkout and when you pay using PayPal.
  • Miles never expire
  • Welcome bonus: Mile-for Mile Match
  • 0% intro APR for 15 months from date of account opening
  • APR for Cash Advances: 25,74%
  • Minimum Interest Charge: $0.50

Apply Now on Discover's website


Earn 30,000 bonus FlexPoints worth $450 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Purchases on your premium card within the first four months of account opening.

FlexPerks® Gold

  • $85 annual fee
  • No foreign transaction fees
  • Complimentary Boingo Wi-Fi
  • CONNECT from American Express
  • Earn 3X FlexPoints on dining
  • 5X FlexPoints on prepaid hotels and car rentals
  • 2X FlexPoints at airlines, gas stations and EV charging stations
  • 1X FlexPoint on everyday spend
  • APR: 15.99% to 25.99%
  • APR for Balance Transfers: 15.99% to 25.99%
  • APR for Cash Advances: 27.49%

Apply Now on USBank's website


Your next destination could come even sooner. Earn 2x miles per $1 spent on airfare, car rentals, and hotels. Earn 1x miles per $1 spent on all other eligible purchases. Plus, a statement credit up to $85 for TSA PreCheck® or Global Entry® fee is awarded once every four years

Enjoy Travel

  • No annual fee
  • 20,000 bonus miles after you spend $1,500 within 90 days of account opening
  • APR on purchases and balance transfers: 13.99% – 22.99%
  • Earn 2x miles on airfare, hotels, and car rentals
  • Redeem miles for cash back, gift cards, hotel stays, airline tickets, and merchandise.
  • Customizable card controls for added security
  • Contactless payments and mobile wallets for faster checkout
  • Minimum Interest Charge: none

Apply Now on Truist's website

United Bank

With a low Annual Percentage Rate, low or no annual fees and a range of rewards, United’s VISA® Platinum is an excellent choice. The United VISA® Platinum Card pays you to use it, with a 1% rebate on all purchases made within the continental United States.

United VISA® Platinum

  • An introductory 5.99% Annual Percentage Rate
  • No Annual Fee
  • Travel Accident Insurance
  • Personal Identity Theft Coverage
  • Contactless Card Technology
  • Fraud Monitoring System
  • Purchase Security and Extended Protection

Apply Now on United Bank's website

Navy Federal Credit Union

If you're already a member, you can find out if you prequalify for a credit card before you submit an application. This won't affect your credit score.

Visa Signature® Flagship Rewards

  • 30K Bonus Points
  • $49 annual fee
  • APR: 10.24% - 18.00%
  • 3X points on travel
  • 2X points on everything else
  • Travel and emergency assistance
  • Worldwide Automatic Travel Accident Insurance
  • No balance transfer fees
  • No rewards limit
  • No cash advance fees
  • No reward expiration while account is open
  • No foreign transaction fees

Apply Now on Navy Federal's website


Earn 5,000 bonus Scene+™* points upon your first eligible purchase. Travel with confidence on every trip with our comprehensive travel insurance coverage.

ScotiaGold Passport

  • 1 Scene+ point on every $1 spent
  • 5% earn cash back on travel purchased through Scene+ Travel.
  • Access to special offers, merchandise, rewards and more
  • Rental Car Collision Loss Damage Insurance
  • Save on Car Rentals
  • Book travel and redeem easily
  • Travel Emergency Medical Insurance
  • Save time at the checkout
  • Delayed and Lost Baggage Insurance
  • Get a supplementary Card
  • Travel Accident Insurance

Apply Now on Scotiaban's website


Earn 35,000 Rewards Bonus Points worth at least $400 in air travel – after spending $3,000 in the first 3 months from Account opening.


  • 2X Travel Points on airline, hotels, and car rentals
  • 2X Points for a Spring Refresh
  • 1X on all other purchases
  • No Foreign Transaction Fees
  • Global Wi-Fi access with Boingo
  • TSA Precheck credit
  • Mastercard ID Theft Protection
  • Get 5% back to use on future orders from HelloFresh
  • Take 3 rides, get a $5 Lyft App credit every month
  • Try DashPass for free and get $5 off your first 2 orders each month.

Apply Now on HSBC's website

Bank of Missouri

Live well, bank well: Privilege + Rewards + Premier Services.

Visa Signature

  • Annual Fee: $0 for the first year, then $95
  • 3% cash back on travel and dining
  • 2% on gas, grocery and drug store purchases
  • 1% on all other purchases
  • $500 cash back after spending $5,000 in the first 90 days
  • No limit to cash back
  • Additional Cards
  • APR for Purchases: 13.74% to 21.74%

Apply Now on Bank of Missouri's website

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